If your are having a hard time keeping up with your credit card debt, you may start getting calls from a debt collector. This can be very stressful! You need to know what a debt collector can do and cannotg do. This will help! There are many reasons you may be falling behind in making… Read more »
Debt Relief Blog
I Don’t Understand Why I Received a Summons?
A know on the door and someone hands you some papers and says… “You’ve been served” how did this happen? Why did this happen? What can I do about it now? If you have ever received a summons before, it can be a very stressful experience! The Summons will say something like… “You have… Read more »
What Can Debt Collectors Do to Me?
A debt collector has the right to collect for unpaid bills. That makes sense, but misunderstanding about what a collector can and cannot do causes stress and fear. If you find yourself unable to keep up with at least the minimum payments due on your credit accounts, before long, those accounts may be turned… Read more »
Why Do Some Creditors Go After a Judgment?
A creditor has the right to file a claim, seeking a judgment if credit cards and/or other debts and loans are not repaid according to the agreement. Some do and some don’t…..WHY??? If you have too much debt and because of circumstances (usually beyond your control) you just can’t keep up with the minimum… Read more »
Why Would Creditors Settle for Less Than the Full Balance?
The average person is carrying so much debt that they just cannot keep up with the minimum payments due if any financial or other hardship hits! What will a creditor do to collect or are they willing to settle for less than you owe? It has been estimated that the average American is carrying over… Read more »
Can a Debt Collector Take My STUFF?
When we enroll a new client for the Debt Settlement Program, most of the time they are confused about what a debt collector can and cannot do. Although the whole experience of facing severe financial circumstances is stressful, let me help alleviate your fears. OK… For all kinds of reasons or circumstances, you just cannot… Read more »
Debt Collection and Debt Settlement, How Does it Work?
When you fall behind in making at least the minimum payments due on your credit cards or other personal loans, here’s what happens… LETTERS AND CALLS Your original creditor wants to keep you as a long-term, minimum payment customers! Have you looked closely at how the charges are calculated on your credit cards? If not,… Read more »
Debt Settlement May Be Just What You Need!
When you have too many credit accounts and cannot meet the minimum payments required, then it may be time for you to consider a DEBT SETTLEMENT PROGRAM. There are many reasons a financially stressful situation like this can happen, but some of the most common are: Loss of employment or layoff Too little income in… Read more »
Dealing With Debt Collectors….No FEAR!
When a debt collector calls, it can be not only annoying, but also a little scary! But dealing with debt collectors does not have to be something you fear. Let me show you what to do… No matter how serious you financial and/or debt situation is, there is a solution. DON’T BE AFRAID! Debt collectors… Read more »
Will a Debt Settlement Program Lower My Credit Score?
Debt Settlement is a great way to pay off old, delinquent debts. But, will it hurt or help your credit score? If you find yourself with too much debt and not enough money to keep up with at least the minimum payments, a debt settlement program may just be what you need to get a… Read more »
Received Summons! Kinda Freaked Out!
If it’s not bad enough having too many debts and bills, receiving a SUMMONS is especially stressful! One of our clients sent me an email this morning and said… “I received this subpoena last night. Kind of freaking out. What do I do!” We’ve been helping people deal with the stress of having to much… Read more »
Summons, Judgments, Garnishments…What You Need to Know!
If you have received a summons for an unpaid, unsecured credit debt, you know how intimidating it is! In order to help you understand why this has happened and what your options are now, I’m going to walk you through the basic process and give you ideas on how to prevent in the future. Dealing… Read more »
How to Prevent a Summons and What to Do If You Get Served
“I don’t understand why I received a summons!” “I never received anything about this! “What can I do about it?” I have been helping people deal with all of the problems of credit card and other unsecured debt for over 15 years, and I get calls like this almost every week! If you… Read more »
Received a 1099-C…Now What?
Around tax time, many people receive a 1099-C form and usually do not know what to do about it. Here is some very important information on not only why you received it, but what to do about it: Why you received the 1099-C. Why you cannot ignore. If you will have have to pay more tax… Read more »
Debt Collectors and Your Rights!
If you have credit accounts that have been turned over to debt collectors, you know what it is like to be harassed by calls and letters! You don’t have to put up with it, if YOU KNOW YOUR RIGHTS! The debt collection industry exits for the sole purpose of assisting creditors with collecting on… Read more »