Trying to decide if you should enroll in a Debt Settlement Program?
What Should You Expect From a Debt Settlement Program?
Tag: debt settlement
Beware of Debt Collection Scams!
Being in a financially stressful situation is bad enough, but then add to that a call or letter from a “so-called” debt collector that threatens fines and/or imprisonment can be happen! Here’s what you need to know and what you can do about it:
Do Not Let Debt Collectors Intimidate You!!!
Dealing with a debt collector can be very intimidating.
Enrolled in a Debt Settlement Program? Now What?
Making the decision to enroll in a Debt Settlement Program brings a whole lot of different things to prepare for and get comfortable with.
How to File IRS Form 982 After Receiving a 1099C
When a debt is settled (IRS says, “forgiven”) for more than $600, you may receive a form 1099C that seems to say that you are going to have to pay more tax! Here’s what you need to do to have the “forgiveness” excluded as additional income:
How to Deal With a Wage Garnishment in Oregon (or most any state!)
If you think it is hard to make ends meet now, what would you do if you had 25% of your paycheck taken as a result of a garnishment?
What Can a Debt Management Company Really Do For Me?
I’m often asked a question that goes something like this, “What is a Debt Management Company?” or “What can a Debt Management Company do for me?” So, let me briefly tell you…
How Does a Debt Settlement Program Work?
If you have decided to enroll in a Debt Settlement Program, no doubt you have several questions and concerns. Here’s how a Debt Settlement Program works:
What to Expect While in a Debt Settlement Program
Before you make the decision to enroll in a debt settlement program, here are some very important things to consider:
You’ve Enrolled in a Debt Settlement Program….Now What?
Now that you’ve made the decision to enroll in a debt settlement program, what happens next?
What Can You Do to Improve Your Credit Score?
You have several options for improving your credit score.
What to Look for in a Debt Settlement Company
Not all Debt Settlement Companies are alike. In fact, most do not offer the personal and professional service you will need.
I’ve Been Garnished…What Can I Do?
Wage garnishment or a bank levy is a terrible situation to be in. If you’ve been garnished, here are some things you can do to stop the garnishment:
Too Much Debt? Here Are Some Options:
If you are experiencing the stress that comes from having too much debt, take heart! You have several options:
Preventing Wage Garnishment in Oregon
It is much easier to PREVENT a WAGE GARNISHMENT than to STOP A WAGE GARNISHMENT! If it’s already hard to pay bills with your take home pay, what would you do if that was cut by 25% more!