When it comes to the subject of “Credit Repair”, you have choices. Should you Do it Yourself or Pay someone for credit repair services?
Tag: debt settlement
The Difference Between a Chapter 7 and a Chapter 13 Bankruptcy
Illegal Debt Collection Practices in California
Debt collectors practice abusive tactics everyday, but what JPMorgan/Chase did in California got them in serious trouble with the State Attorney General!
What To Do If You Receive a 1099-C
Have you had a debt settled for less than you owe? If so, chances are pretty good that you also received a 1099-C for the amount of the “forgiven” debt amount. WHAT? How can that be possible?
Can a Debt Collector Garnish Your Wages or Other Income?
Can a Debt Collector Garnish Wages or Other Income? It depends… Debt collectors may or may not be able to garnish your wages or other income.
Don’t Mess With Texas!
If you live in Texas and are having problems paying your debts, you have some specific protection from debt collectors that other states don’t provide!
Is Bankruptcy Better Than Debt Settlement?
Making the choice between BANKRUPTCY and DEBT SETTLEMENT can be a daunting task. The fact is, one is not the clear winner. The option you choose will depend on several factors.
Debt Control Basics
If you find that your debt is out of control, it’s always good to get back to the basics. DEBT CONTROL BASICS: A) DON’T BE A VICTUM OF “EASY CREDIT TERMS”! We have all been at the check out stand and the sales person asks if we would like to get an instant 20% off the… Read more »
How to Dispute Errors on Your Credit Report
We all know that using White Out on your credit report won’t really fix anything.
3 Ways to Avoid Bankruptcy
Just the word BANKRUPTCY sounds terrible! Before you decide if bankruptcy is best for you, here are 3 ways to avoid bankruptcy: One of the most popular financial-advice gurus today is Dave Ramsey. He has stated that BANKRUPTCY is one of the top five life-altering negative events a person can experience:
How to Stop Debt Collectors with Debt Validation
Your getting calls from a debt collector, but you do not believe you owe the debt.
Stop a Wage Garnishment in Oregon
If you have received wage garnishment due to a judgment issued on your unpaid credit cards or other personal loans, it may be possible to stop it.
3 Tips on how to Negotiate a Second Mortgage after a Short Sale
If you have a 2nd Mortgage and are able to complete a short sale, you will probably be responsible for the deficiency balance on the 2nd mortgage. The good news is, you may be able to negotiate the deficiency balance and eliminate that outstanding debt for much less.
DIY Credit Repair in 5 Simple Steps
These days, more than ever, consumers are worried about their credit history and seeking credit help. It’s no wonder with up to 70% of credit reports containing very serious errors.
Do You Have to Pay Tax After Settlement?
A client called us the other day and asked, “Do you have to pay tax after settlement?”