Confused about Debt Settlement? Here are some easy to understand, basic information about debt settlement that will help.
Tag: debt management
Best Options for Credit Card Debt Relief
When you have too much credit card debt, you only have a few options.
How to Avoid Bankruptcy Using Debt Settlement
The Difference Between a Chapter 7 and a Chapter 13 Bankruptcy
3 Tips on How to Survive With Too Much Debt
According to a report issued by the United States Federal Reserve System, as of July 2012: Total US credit card debt was over $793 BILLION DOLLARS! The average credit card debt per household was $15,799. One out of 4 stated that their personal debt had increase by 26% in the last 12 months! 76% of… Read more »
What To Do If You Receive a 1099-C
Have you had a debt settled for less than you owe? If so, chances are pretty good that you also received a 1099-C for the amount of the “forgiven” debt amount. WHAT? How can that be possible?
Can a Debt Collector Garnish Your Wages or Other Income?
Can a Debt Collector Garnish Wages or Other Income? It depends… Debt collectors may or may not be able to garnish your wages or other income.
Is Bankruptcy Better Than Debt Settlement?
Making the choice between BANKRUPTCY and DEBT SETTLEMENT can be a daunting task. The fact is, one is not the clear winner. The option you choose will depend on several factors.
Debt Management vs. Debt Settlement: Weighing the Options
DEBT MANAGEMENT vs. DEBT SETTLEMENT – What’s the Difference? It’s important to know that one program does not solve all problems.
Debt Control Basics
If you find that your debt is out of control, it’s always good to get back to the basics. DEBT CONTROL BASICS: A) DON’T BE A VICTUM OF “EASY CREDIT TERMS”! We have all been at the check out stand and the sales person asks if we would like to get an instant 20% off the… Read more »
3 Ways to Avoid Bankruptcy
Just the word BANKRUPTCY sounds terrible! Before you decide if bankruptcy is best for you, here are 3 ways to avoid bankruptcy: One of the most popular financial-advice gurus today is Dave Ramsey. He has stated that BANKRUPTCY is one of the top five life-altering negative events a person can experience:
5 Tips on How to Eliminate Credit Card Debt
Here are 5 tips on how to eliminate credit card debt that you can use: #1 STOP USING YOUR CREDIT CARDS!
Controlling Your Debt
As if the lingering recession weren’t enough bad news, three new surveys show Americans still struggle with serious debt – and debt collectors.Source: Money Talks (http://s.tt/12Wdb)