Struggling with credit card debt on a fixed income? Discover proven debt relief options for seniors — from management and settlement to bankruptcy help. Many seniors today are struggling with credit card debt while living on a fixed income. Rising costs for essentials like groceries, housing, and healthcare leave little room for unexpected expenses —… Read more »
Debt Relief Blog
What is a Credit Debt Summons
If you have delinquent credit cards or other unsecured debt, you may receive a summons. What now??? Credit card companies and other unsecured creditors will try different methods to get you to start making minimum payments and/or start collection including multiple calls, emails and letters. If these methods do not work, they may decide to… Read more »
Stop a Summons Before it Starts!
I get calls every month from people who say they are surprised that they have received a summons!
Seniors and Credit Card Debt
Seniors face tremendous financial pressure trying to make ends meet living on a fixed income. They often must revert to credit cards to survive!
Why Did I Get a Summons?
Being unable to keep up with your debt payments is very stressful.
Can a Debt Collector or Creditor Sue Me?
If you cannot keep up with the minimum payments due on your credit cards, a creditor or debt collector may decide to file a CLAIM against you!
Received a 1099-C! What do I do?
If you have had an unsecured debt settled for more than $600 and less than the full balance, you may get a 1099-C around tax time.
I’ve Received a Summons…What Now???
The doorbell rings and someone is standing there with some documents. The man says, “You are being sued and I’m here to serve you a SUMMONS.” He hands you the SUMMONS and walks away… NOW WHAT? You go back inside (a little in shock!) and start to read the documents. The SUMMONS says something like you have… Read more »
How to Get Errors on Your Credit Report Removed?
Most people have several errors on their credit report!
Texas Debt Collection…Did You Know???
If you are a Texas resident and cannot keep up with the minimum payments due on your credit cards, then I have some good news!
Will Creditors or Collectors Settle My Account for Less Than the Full Balance?
Don’t Ignore Debt Collection Letters!
If you are having a difficult time keeping up with the minimum payments due on your credit cards or other unsecured debt, you are going to start receiving calls and letters from collectors!
Covid, Loss of Income, Debt, Bills… What Can I Do?
We’ve all been though a very unusual and stressful couple of years due to Covid and the resulting ramifications such as:
How to Get Errors Removed From Your Credit Report
Some estimate that more than 70% of us have errors on our credit reports!
Summons…Do I Have to Go to Court?
If you have ever received a summons, you know how stressful it can be!