Although your intentions are good, you are likely to overspend again this holiday season. You probably know you should set a holiday budget, and you may have written expected costs next to each item on your shopping list. However, even if you enter the holiday shopping season with a budget in mind, it can be… Read more »
Debt Relief Blog
4 Money Management Tips for Couples
Are money issues plaguing your marital bliss? Well, you’re definitely not alone. In fact, research shows that couples fight more about money than any other issue—including sex, jobs, children, and religion.
How to Stop Debt Collector Harassment
Debt collector harassment can be stopped!
Oregon Credit Repair
Looking for Oregon credit repair?
3 Tips on how to Negotiate a Second Mortgage after a Short Sale
If you have a 2nd Mortgage and are able to complete a short sale, you will probably be responsible for the deficiency balance on the 2nd mortgage. The good news is, you may be able to negotiate the deficiency balance and eliminate that outstanding debt for much less.
Is It Possible to Negotiate Student Loans?
Is it possible to negotiate student loans? It depends… There are basically two types of student loans:
Can Anything Be Done to STOP COLLECTION CALLS?
If you are behind on your payments to creditors, you can count on getting collections calls. Can anything be done to stop the collection calls? YES How to STOP COLLECTION CALLS: 1. Know your rights The Federal Trade Commission is an agency whose job is to protect consumers from unscrupulous and illegal activity by debt… Read more »
Can My Retirement Income Be Garnished?
Most retirees ask me “Can my retirement income be garnished?” For the most part, the answer is NO when you are dealing with unsecured debts, such as: Credit Cards Personal Loans Medical Bills Store Cards Etc.
DIY Credit Repair in 5 Simple Steps
These days, more than ever, consumers are worried about their credit history and seeking credit help. It’s no wonder with up to 70% of credit reports containing very serious errors.
Do You Have to Pay Tax After Settlement?
A client called us the other day and asked, “Do you have to pay tax after settlement?”
How Much of My Income is Exempt From Garnishment in Oregon?
How much of your income is exempt from garnishment?
Low Credit Score, High Insurance Premium…WHY?
If you have ever shopped around for car insurance, you probably already know that there are a number of factors that affect the rates you will be paying. Age, experience, and the type of vehicle you drive all seem like reasonable criteria, but what about your credit score? Whether you are aware of it or… Read more »
Stop Wage Garnishment in Oregon: 3 Things You Should Know
We all know that “Money Doesn’t Grow on Trees”, right? When we work hard all week long, we want to be able to see the fruits of our labor. When creditors garnish your wages, it can be devastating.
3 Tips for Debt Relief
Can You Negotiate a Second Mortgage After a Short Sale?
If you are wondering if you can negotiate a second mortgage after a short sale, I’ve got good news for you…YES YOU CAN!