KNOWING YOUR RIGHTS

• Fair Debt Collections Practices Act

• Credit Repair: How to Help Yourself (FTC)

RESOURCES

• Debt Terms & Definitions

• DIY Credit Repair

• Free Credit Report

• Free Debt Elimination Analysis

• HUD Mortgage Relief Counseling

FORMS

• IRS Form 982 (exemption form)

• IRS 4681 (insolvency)

BANKRUPTCY

• Bankruptcy Attorney, Portland, OR

Make Debt Collectors VALIDATE that debt!